Terms of Use

Last updated: April 16, 2025 · Applies to all 50 U.S. states

Important Disclaimer — Please Read

CalculateSettlement.com provides free informational estimates only. Nothing on this website constitutes legal advice, creates an attorney-client relationship, or predicts the outcome of any legal matter. Actual settlement amounts vary substantially based on jurisdiction, case facts, legal representation, judicial discretion, and many other factors. Always consult a licensed attorney in your state before making any legal decisions.

1. Acceptance of Terms

By accessing or using CalculateSettlement.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to all of these Terms, you must not use this Site. These Terms apply to all visitors and users in all 50 U.S. states and internationally.

2. Nature of the Service — Not Legal Advice

The calculators, estimates, content, explanations, and any PDF reports generated by this Site are provided for general informational and educational purposes only. They do not constitute:

Legal advice under the laws of any jurisdiction
An attorney-client relationship
A guarantee, prediction, or warranty of any settlement outcome
A substitute for consultation with a licensed attorney
Tax advice (consult a qualified tax professional for tax implications)

Our calculations are based on general formulas, publicly available state-level data, and widely used industry methodologies. They do not account for the unique facts of your specific case, the negotiating positions of adverse parties, the preferences of individual judges, or recent changes in law that may not yet be reflected in our data.

You should not rely on information from this Site when deciding whether to accept or reject any settlement offer, sign any legal document, or take any action with legal consequences.

3. Accuracy and Timeliness of Information

While we make reasonable efforts to keep our state-specific data, benefit caps, multipliers, and formulas accurate and current, we make no warranty — express or implied — regarding the accuracy, completeness, currency, or reliability of any information on this Site. State laws and benefit caps change frequently. We recommend verifying all figures with official state agency sources or a licensed attorney before relying on them.

Errors, omissions, or outdated information may exist. Use of information from this Site is at your own risk.

4. Limitation of Liability

To the maximum extent permitted by applicable law, CalculateSettlement.com, its owners, operators, contributors, and affiliates shall not be liable for any:

Direct, indirect, incidental, special, consequential, or punitive damages
Loss of revenue, profits, business, data, or goodwill
Damages arising from your reliance on any estimate, report, or information on this Site
Damages arising from any legal decision you make based on information from this Site

This limitation applies regardless of the legal theory under which damages are sought and even if we have been advised of the possibility of such damages. Some states do not allow the exclusion or limitation of certain damages, so the above limitation may not apply to you.

5. Jurisdiction-Specific Disclaimers

Settlement law, alimony law, divorce property division, and workers compensation rules vary significantly by state. Our calculators are designed to provide general estimates and do not substitute for knowledge of your specific state's current statutes, case law, or administrative rules. The following specific disclaimers apply:

Workers Compensation

State workers comp systems differ dramatically in benefit caps, permanent disability schedules, and settlement procedures. Texas, for example, allows employers to opt out of the state workers comp system entirely. Oklahoma permits opt-out employers as well. In no-fault states, liability rules differ from tort states.

Personal Injury

Contributory negligence states (Alabama, Maryland, North Carolina, Virginia, and Washington D.C.) may bar recovery entirely if you bear any fault. Most states use comparative fault, but pure vs. modified comparative fault systems produce different results. Our calculator uses comparative fault assumptions.

Alimony / Spousal Support

Some states (Texas, Mississippi) rarely award permanent alimony. California, New York, and Massachusetts may award longer-duration support. Courts have broad discretion. The TCJA (2017) eliminated the alimony tax deduction for agreements executed after December 31, 2018.

Divorce / Property Division

Community property states (AZ, CA, ID, LA, NV, NM, TX, WA, WI) divide marital property 50/50 as a default. All other states apply equitable distribution, which is not necessarily equal. Separate property, prenuptial agreements, and fault (in some states) can significantly alter the outcome.

6. Email Reports and Communications

If you provide your email address to receive a calculation report, you consent to receive that report and occasional updates from CalculateSettlement.com related to our calculators. You may unsubscribe at any time using the link in any email we send. We do not sell or share your email address with third parties for their marketing purposes. See our Privacy Policy for details.

7. Third-Party Links and Advertising

This Site displays advertisements through Google AdSense and may contain affiliate links to attorney referral services and other third-party services. We are not responsible for the content, accuracy, or practices of any third-party websites. The appearance of an advertisement or link on this Site does not constitute an endorsement by us. Attorney referrals are provided for convenience only; we do not screen, certify, or guarantee the quality of any referred attorney.

8. Intellectual Property

All original content on this Site — including text, graphics, calculator logic, formulas, design, and PDF report templates — is the property of CalculateSettlement.com and is protected by applicable copyright, trademark, and intellectual property laws. You may use the calculators for personal, non-commercial purposes. You may not reproduce, distribute, scrape, frame, or create derivative works of our content without our express written permission.

9. Prohibited Uses

You agree not to use this Site to:

Provide legal advice to others based on our calculator outputs
Misrepresent calculator results in legal proceedings
Scrape, copy, or reproduce our calculators or data for commercial purposes
Interfere with, disrupt, or overburden the Site or its infrastructure
Circumvent any security or access controls
Engage in any fraudulent, deceptive, or illegal activity

10. Indemnification

You agree to indemnify, defend, and hold harmless CalculateSettlement.com and its operators from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your violation of any rights of another party.

11. Dispute Resolution and Governing Law

These Terms are governed by the laws of the United States, without regard to conflict of law provisions. Any disputes arising from your use of this Site that cannot be resolved informally shall be submitted to binding arbitration under the rules of the American Arbitration Association, except that either party may seek injunctive relief in a court of competent jurisdiction. You waive any right to a jury trial and to participate in class-action litigation.

Some states do not permit mandatory arbitration clauses in consumer contracts. If you reside in such a state, the arbitration clause above may not apply to you.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes become effective immediately upon posting to this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

13. Contact

For questions about these Terms of Use, contact us at: info@calculatesettlement.com